Stress-Free Home Buying: Neighbourhood to Mortgage Tips

home buying process

The home-buying process can be stressful, but it doesn’t have to be! Here are some stress-free tips to get you started and make the process as smooth as possible.

🏘️ Consider what kind of neighbourhood you want to live in.

Are there specific amenities that you want? Do you want homes in a particular price range? Working with a realtor can be a great way to ensure you only visit neighbourhoods that match your criteria.

💸 Pay off as much debt as possible.

Your debt ratio impacts how much you get approved for and the interest rate the bank offers you.

💰 Save for a downpayment.

You have to have enough money to put a downpayment on your home if you want to get approved for a mortgage. You don’t necessarily need 20% either. Speak to a realtor to see how much of a downpayment you’ll need for your next home.

🏦 Get pre-approved.

A pre-approval is essential in this real estate market. It shows sellers that you are serious about buying a home. Send me a message if you want a recommendation for a mortgage broker!

🙋🏼‍♀️ Work with a professional.

I’d be happy to help you find your dream home. Send me a message any time, and let’s get you into the perfect home!

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